The White House issued proposals Monday for health care reform that have won kudos from several Democratic lawmakers, a sure sign, say Republicans, of how little GOP input is in the plan.

Republicans have agreed to show up at the White House Thursday for a summit on health care, but are heading there with a dim view of the outcome.

“It’s disappointing that Democrats in Washington either aren’t listening, or are completely ignoring what Americans across the country have been saying,” U.S. Senate Minority Leader Mitch McConnell, R-Ky., said in a written statement.

“House Republicans welcome any good faith effort to start over on health care reform but the bill President Obama unveiled today is just more of the same government-run insurance, mandates and taxes the American people have overwhelmingly rejected,” added Rep. Mike Pence, R-Ind.

The White House, however, insists that the bill is more than just camouflage, but rather represents compromise.

“Senator McCain in the campaign had a proposal to add — to add those dependents on to your parents’ health care up to a certain age to allow for what is a gap in the uninsured based on when someone leaves the dependency of their parents and gets a job that provides health care,” said White House Press Secretary Robert Gibbs, noting that provision has been included in the president’s proposals.

Gibbs argued that 160 Republican amendments were included in varying pieces of legislation that made its way through the House and Senate.

“Inexplicably, all those ideas weren’t good enough,” he said.

Indeed in its effort to appear bipartisan, the White House included in its health care proposals listed on its Web site a section on Republican initiatives that were included in the legislation passed by Congress and included in the president’s latest plan.

Among them were provisions to allow health insurance premiums to vary based on participation in employer wellness programs, grants to states to evaluate medical liability reform ideas, automatic enrollment by employers in health insurance and ability for employees to opt-out.

What is Insomnia? The average person spends approximately 1/3 of his or her life sleeping. Although we do not yet fully understand either the purpose or the mechanics of sleep, we do know that an insufficient amount can have far-reaching consequences: our work performance, our personal relationships, and our physical and mental health all depend on getting an appropriate amount of rest. The inability to fall asleep or to stay asleep throughout the night is a condition known as insomnia, and it is among the most common of all medical complaints approximately 1/3 of all people experience a period of insomnia at least once during their lifetime. Individuals with insomnia typically experience at least one of the following symptoms: – Difficulties falling asleep; – Inability to stay asleep, or waking up too early; – Sleepiness during the day; – Fatigue or lack of energy; – Irritability; – Headache; – Decreased ability to concentrate; – Increased errors or accidents – Depression and/or anxiety; – Continual worry about sleep. Health Risks of Insomnia If you are not getting the sleep that you need, your insomnia may eventually lead to serious consequences for your health. In the short term, your alertness and focus are impaired, which can have a negative effect on your school or work performance. Relationship problems may result from irritability due to lack of sleep, while fatigue may prevent you from participating in your normal activities. In the long-term, the complications of insomnia can be even more severe. Hypertension, cardiovascular disease, obesity, and mood disorders are all associated with chronic insomnia these conditions can be life-threatening, and they will certainly reduce the quality of your life. What Causes Insomnia? Insomnia is symptomatic of a large number of physiological disorders if you are having difficulty sleeping, chances are that an underlying health problem is to blame. Illness, infection, mental health disorders, and medications can all keep you from getting the proper amount of rest. Hormone and neurotransmitter imbalances can affect your body’s ability to fall asleep, and dietary deficiencies can cause insomnia, as well. Exposure to toxic elements such as heavy metals, molds, and other environmental pollutants have also been shown to impair sleep. Finding the Cause of Insomnia By determining what is causing your insomnia, your health care provider will be better able to help you design a plan for managing your sleep problem. To find out what is keeping you up at night, your doctor may ask you a series of questions about your lifestyle, your sleeping environment, and even the sleep habits of your partner. A variety of lab tests can also be useful in pinpointing the cause of your insomnia in the event that a health problem is involved. Managing Insomnia The first step to getting back to sleep is to treat the underlying cause. Establishing good sleep habits may include nutritional support, exercise, detoxification, and incorporating a relaxation technique into your daily routine. Good sleep hygiene is important for getting the rest you need. By following the guidelines listed here, you will find yourself drifting off easily, without the constant worry about getting enough sleep every night. – Stick to a constant sleep schedule, with a consistent bed time and wake-up time; – Avoid bright lights (including the television and computer) for at least two hours before bedtime; – Do not exercise within three hours of bedtime; – Make sure your bedroom is for sleeping – keep the TV, computer, and any other distractions in another room; – Make sure your sleeping environment is cool, dark and quiet; – Avoid caffeine, smoking, and alcohol, especially before bed; – Don’t eat right before you go to bed; – Try a relaxation exercise such as deep breathing before you turn in. Over-the-counter and prescription sleep medications are best avoided; they may help you fall asleep, but they can be habit-forming, and they have a variety of negative side effects. By identifying the cause of your insomnia and making some adjustments to your lifestyle, you should be able to overcome your sleep difficulties naturally.

Republican governors are not alone in being concerned about what the proposed health care legislation might mean for their already overstrained budgets: Democrats share the same worries.         “We’ve got concerns,” Gov. Jack Markell of Delaware said in an interview Wednesday, hours before getting elected as the chairman of the Democratic Governors Association. “And we’re doing our best to communicate them. We understand the need to get something done, and we’re supportive of getting something done. But we want to make sure it’s done in a way that state budgets are not negatively impacted.”From the start, Republican governors have been more outspokenly critical about the health care legislation – in particular, the bill proposed by Harry Reid of Nevada, the Senate majority leader – which they said would saddle them with millions of dollars in additional Medicaid costs as insurance coverage is expanded. At their own meeting two weeks ago in Texas, Republican governors declared Democrats felt the same way as they did, but were less apt to say it out of loyalty to President Obama.Asked about that, Mr. Markell responded: “Perhaps we’ve expressed some of our concerns less publicly. But I believe all governors are certainly concerned about what the potential impact is of some of these bills.”Mr. Markell said that there was no division between governors and the administration on the need to get some sort of health care bill through; he said that he was reminded of the need in conversations with small businesses struggling with health care costs and constituents who have been unable to get health care coverage. He said his concern was some of the bills being considered would do that by shifting some of the costs to the state – but said he remained confident, after conversations with the White House, that would not be the case.Whatever the outcome of the health care deliberations, Mr. Markell said he did not believe it would affect the electoral outcome for governors in 2010, a year in which 19 gubernatorial seats currently held by Democrats are on the ballot. The key issues, the governor said, were jobs and the economy.And to that regard, Mr. Markell said that he was hopeful that the White House and Congress would dispose of the health care deliberations and move on to discussing some sort of jobs creation legislation.“Right now I believe we need to be focused really significantly on the state level on jobs and on the economic climate overall,” he said. Asked if Mr. Markell thought Mr. Obama and Congress were spending too much time on health care at the expense of the economy, he responded: “Well I feel it would be terrific if they could finish health care and move on.”

Health insurance is a kind of agreement between you and your insurance company that you need in case you get sick and need medical help. Unfortunately, usually people get interested in their health insurance only when something bad happens – only to find out that they have a 3,000 deductible or some important things you need (such as a wheelchair) are not included into the policy. Before you get a health insurance policy it′s recommended to review all of them and find the one that will give you most coverage.

Almost all health insurance policies cover emergency services and whenever you have to go to the hospital and receive the treatment the cost will be covered less the deductible specified in the policy. A basic deductible for emergency room treatment can start at $50 and it should be mentioned that insurance companies are very particular about conditions that can be considered an emergency. If you have flu it’s probably not going to be covered, unless your fever is way too high. Your health insurance is likely to cover annual check-ups, with their number specified by the policy. If you need to see your doctor more often than it’s usual you need to look for a health insurance policy that soul be more comprehensive and would provide you with more coverage. Vision services are usually covered, including one visit to the eye doctor a year, while glasses and contact lenses are not covered in most cases, especially if you have a basic health policy.

Hardware coverage is required for people wearing glasses or contact lenses. Certain diagnostic services that are considered to be reasonable by your insurance company (X-rays and other procedures intended to diagnose certain conditions). You may not qualify for coverage if the symptoms you have are not considered to be serious enough – so it’s always best to call our insurance company with this question. If you are planning to have a surgery a pre-authorization from you insurance company is required. The necessity of the surgery will be evaluated by the doctor and the request is supposed to be sent by your health care provider. This can take up to 30 days. So, in general you need to keep in mind that most insurance companies will not be paying 100% of your medical costs, and in most cases you will have to co-pay from 10 to 50% of each medical bill you get. Before you purchase a health insurance policy it’s worth thinking about how much you are ready to pay out of your pocket for the service provided, and if that amount is not too high be ready to purchase a standard or above health insurance policy with maximum coverage.

As you review the different health care options available in Georgia, you’ll note that there are options from several major national providers. In reviewing pros and cons, you’ll want to make sure your choice is financially sound, ranks well, and provides access to the health care professionals or organizations that you prefer. Another method for choosing well is to review ratings from third parties. US News and World Report recently ran rankings of some of the health insurance providers who operate in Georgia; they evaluated responses from consumers, physicians, and their own reviewers to come up with ratings and scoresUnited Health Plan performed fairly well, just two-tenths of a point behind their competition, Aetna, on the ratings report, with an overall score on a 100 point scale of 82.3. Like the national competition in Gerogia, United Health has NCQA accreditation; this means that they’ve gone through a rigorous screening process to meet 60 separate standards checks and must annually renew and prove that they are meeting increasing tough standards of quality in order to retain this prestigious distinction. Think of the NCQA as the “Good Housekeeping” seal of approval, for insurance plans. For more information on NCQA, an independent not-for-profit group, visit their site—ncqa.org.United Health Care performed particularly well with regard to treatment options—specifically, for asthma medication and treatment. They have strong support for other treatment needs as well (mental and behavioral health, alcohol and/or drug awareness, and testing for children and adolescents). The balance of their scores were average or above average, in most categories.One of United Health Care’s biggest initiatives on a national level—especially relevant for Georgians who live in rural areas or who may not have access to every specialty, within their local area, is a new partnership with Cisco to present “Connected Care”. Connected Care takes advantage of technology to offer access to health care providers and resources online, in a one-on-one format, with secure conversations possible between patient and doctor (minus the office visit). There is an accompanying mobile access clinic (again, to increase access in rural communities) and the initiative, just launched, is gaining momentum. Imagine—being at work, and being able to spend  5 minutes one-on-one chatting with your doctor about a problem or question—without taking 90 minutes from your day to drive to the doctor, wait, meet with him/her, drive back…online access means quick answers, less worry, and better communication. And access to specialists in faraway places is that much easier.

Tennessee Sen. Lamar Alexander released a statement this morning saying the Senate-approved health care bill is riddled with “sweetheart deals” that will increase taxes and damage education.Fellow Republican, Sen. Bob Corker, said the bill is “fundamentally flawed” and called for bipartisanship.The bill, approved on a 60-39 vote, must still be merged with legislation passed by the House.“The Senate health bill will prove to be an historic mistake if this or anything like it is ultimately signed by the president,” said Alexander, who is chairman of the Senate Republican Conference.“Congress set out to reduce health care costs to Americans and Democrats have managed to do the exact opposite. Their written-in-secret bill will increase health insurance premiums, raise taxes, cut Medicare and dump millions of Americans into Medicaid.“For Tennessee, Medicaid’s expansion and the bill’s ‘sweetheart deals’ would cost our state more than $750 million over five years when fully implemented, forcing tax increases or damaging higher education—or both.“Instead, we should start over and move step-by-step to reduce health care costs using the steps that Republicans have repeatedly proposed: let small businesses pool resources for health insurance; allow purchasing of health insurance across state lines; end junk lawsuits against doctors; eliminate waste, fraud, and abuse; expand health savings accounts; and promote wellness and prevention.”Corker said in his statement, “I’ve spent almost three years and countless hours in bipartisan meetings working toward reforms that would enable all Americans to access affordable, private health insurance.“I wanted a bipartisan health care reform bill that would stand the test of time. Instead, we were forced to vote on a 2,000-plus page, fundamentally flawed, partisan bill that expands Medicaid by sending $25 billion in unfunded mandates to states, takes $464 billion away from Medicare and leverages it to create a new entitlement, uses budget gimmickry to hide its true cost; increases federal costs, and actually causes Americans to face increased taxes and premiums.“It’s my sincere hope that Congress returns in 2010 more willing to work in a bipartisan fashion, and my work on financial regulatory reform gives me hope that that’s possible.”

Scott P. Brown’s win yesterday may be a harbinger of things to come for Obama’s health care reform plan; the idea of universal health insurance first touted in Obama’s platform for change seems to be on the verge of severe change itself. One question Republicans will likely concentrate on at present is whether mandatory private insurance violates the constitution or not.The shock of a Republican winner in Massachusetts, a traditionally very, blue, very Democratic state is just beginning to be felt. One thing, however, is sure – voters are angry. The Obama administration’s focus on passing health care reform to make affordable health insurance more accessible to masses seems to have caused ire in his constituency. With the effects of the recession still on everyone’s mind, the concentration on health care has hampered Obama’s plans. Now Republicans have the power to impede those exact plans.Republicans have plenty to discuss. Many Republicans have seen the health care plan from the get-go as a travesty to local governments. It would put a tax burden on small businesses, the rich, as well as unions. The cost of these new taxes may be more of a hindrance than a blessing. Furthermore, Republicans fear it would put Big Brother at the helm.The big question remains: is mandatory private health insurance constitutional? Democrats cite the case of Social Security, which was approved by the Supreme Court in 1937 as a tax and spending program to provide insurance for the retired. No doubt, Social Security is not the most perfect plan, but has thus far worked.The only problem with the Social Security argument is that Social Security remains a federal insurance, whereas the proposed Obama insurance is a private affair. American citizens, would essentially, be forced to buy their own private health insurance.Republicans fear large government interference in the private lives of its citizens. Too much regulation takes away the freedoms of Americans as stated in the Constitution itself. Democrats would argue that it counts as economic activity, which can be regulated by Congress. Others find that argument to be rather flimsy. Where exactly does the Federal government have the authority to force its citizens to buy private insurance? What will the Supreme Court have to say? States already regulate car insurance, but that is on a state-to-state basis.This is, by no means, a new issue. In November, Republican Senator Tom Coburn of Oregon and Representative John Shadegg of Arizona began a push to force Congress to have to consider the authority of any legislation put forth. The legislation entitled “The Enumerated Powers Act”, has brought with it a large amount of discussion, however not much action.Senator Obama has many challenges ahead. The Republican win last night indicates that people want a change. The question of the constitutionality of mandatory private health insurance looms. Republicans are expected to press the issue. However, many liberals and progressives have also questioned it. This may prove difficult for any health care reform – at least as it exists now – to succeed. Health care talks in the Senate are expected to come to a close soon.

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Republican state senators called on California Attorney General Jerry Brown Tuesday to join other states and sue the federal government over health care reform.

The legislators said Congress cannot force people to buy health insurance or any other products.

Attorneys general in 13 other states have already filed suit against the health care overhaul that President Barack Obama signed into law. The bill will require most Americans to carry health insurance.

“I think that many Californians share the same view that this is the greatest expansion of government in a generation,” said Senate Minority Leader Dennis Hollingsworth, R-Murrieta.

State Sen. Tom Harman, R-Huntington Beach, sent the letter to Brown.

“The federal government is limited in what it can and can′t do by the Constitution,” Harman said, calling the measure a violation of the commerce clause.

Brown issued a statement saying he had instructed his deputies to review the claims made by the senators.

However, Brown, a Democrat and former two-term governor, noted that all but one of the 13 attorneys general who vowed legal action were Republicans.

“Health care is not the place, with people’s lives at stake, to engage in poisonous partisanship,” Brown said in the statement.

Republicans seeking their party’s nomination for governor, Steve Poizner and Meg Whitman, opposed the health care package and supported a state lawsuit.

Poizner, the state insurance commissioner, said consumers could face higher health insurance premiums and an onerous mandate to get health insurance whether they want it or not.

Whitman campaign spokeswoman Sarah Pompei called the health care plan a “new, big government program.”

The Republican lawmakers also decried what they called an unfunded mandate, estimating the plan would cost California taxpayers $3 billion.

Sen. Tony Strickland, R-Thousand Oaks, said voters should have final approval over the measure.

“It’s clear to me that people′s voices are not being heard in Washington, D.C., or in Sacramento,” Strickland said. “At a time when we a have high unemployment rate, this is going to be devastating to our California economy.”

The California Democratic Party said the health care overhaul will provide insurance coverage to 7.3 million Californians who do not currently have it and give a tax credit to some 390,000 small businesses in the state.

Involving a health care change that affects all Americans, questions arise about what is going to happen next in America. With the new laws evolving everyday, many changes are occurring. Also, every state now varies on specific changes due to some states denying Obama Care and suing the federal government to protect residents. The states suing the federal government include Alabama, Arizona, Colorado, Florida, Idaho, Indiana, Louisiana, Michigan, Mississippi, Nebraska, Nevada, North Dakota, Oklahoma, Pennsylvania, South Carolina, South Dakota, Texas, Utah and Washington.

In the midst of confusion, health insurance shoppers need guidance on the recent changes and the medical plans available. The internet is a great source for knowledge and education regarding these issues. One specific site stands out amongst the rest on providing guidance and helping with purchases for individual health insurance.

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